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Quicken is offering 50% off its products as a Black Friday deal, starting Tuesday through Sunday, December 3. Intuit is shutting down its popular app, Mint, which leaves users looking for an alternative. download the app Email address Sign up By clicking “Sign Up”, you accept our Terms of Service and Privacy Policy . Intuit wants Mint users to move to Credit Karma, another money-management tool in Intuit's portfolio, but Credit Karma lacks the monthly budgeting features that helped make Mint so popular. Even without the Black Friday deal, Simplifi is more affordable than comparable options, like YNAB and Monarch Money.

Persons: — Organizations: Quicken, Intuit, Service, Karma, Mint, Business

Apple's high-yield savings account passed $10 billion in deposits. The account, which encourages automatic deposits from Apple Card users, offers 4.15% APY. The savings account is the newest part of Apple's suite of products built into Apple Wallet, which allows iPhone users to easily integrate with Apple Card and Apple Savings. Users can choose to put this cash (called Daily Cash) in one of two places: an Apple Cash card, or an Apple Savings account. Like Apple Savings, Marcus is fee-free, FDIC-insured, and supported by the Salt Lake City branch of Goldman Sachs.

Persons: Goldman Sachs, Apple iPhones, Marcus Organizations: Apple Card, Apple, Apple Savings, Savings, Wall Street Journal, Cash, OceanFirst Bank Locations: Salt Lake City

Farmers Insurance will stop offering insurance in Florida. Compare homeowners insurance quotes with Policygenius »Get the inside scoop on today’s biggest stories in business, from Wall Street to Silicon Valley — delivered daily. News 6 Orlando reported that this change will affect about 100,000 Farmers-branded home, umbrella, and auto insurance policies. However, the bulk of insurance policies offered by Farmers in Florida are under other brands, like BristolWest and Foremost Signature. "Affected customers will receive notifications detailing when their coverage will end and will be advised of options for replacement coverage," Farmers told News 6 in a statement.

Persons: Policygenius, it's Organizations: . Farmers Insurance, Farmers, Service, Farmers Insurance, Orlando, Farm, Allstate Locations: Florida, Wall, Silicon, California

Credit Union One of Oklahoma is offering the highest interest rate for a CD right now. Until now, Old Point National Bank in Virginia had claimed the title of the highest CD rate, offering 6.02% on a 6-month CD. Interest rates on savings products like CDs and high-yield savings accounts have been steadily increasing over the last couple of years. Credit Union One of Oklahoma is only the second institution to break 6%, but it's not unlikely that more bank and credit unions will follow. If you aren't able to join Credit Union One of Oklahoma, you have plenty of other options for earning high rates on CDs.

Persons: —, it's Organizations: Credit, Service, . Credit, National Bank, Western Alliance, Mint, FDIC, Chevron Locations: Oklahoma, Oklahoma City, Virginia, Cleveland, Logan, McClain , Oklahoma

Our experts answer readers' student loan questions and write unbiased product reviews (here's how we assess student loans). The majority of respondents have student loans, and plan to make future changes in order to pay them. Of the 87% of respondents who have student loans, 54% said they want to pay off their loans as quickly as possible. After graduation, 59% of borrowers expect to take a second job or side hustle in order to make their loan payments. Student loan payments will resume soonMany workers of all ages have student loans on the brain right now, as the US prepares for the pandemic-era, three-year student loan pause to expire in October.

Persons: —, ScholarshipOwl, Morgan Stanley Organizations: Service, ScholarshipOwl

Credit Union One of Oklahoma is offering the highest interest rate for a CD right now. Pros Check mark icon A check mark. Accounts pay high interest rates Check mark icon A check mark. No fees Check mark icon A check mark. Open accounts you might not be able access outside of Raisin Check mark icon A check mark.

Persons: —, it's Organizations: Credit, Service, . Credit, National Bank, Columbia, Mint, FDIC, Chevron Locations: Oklahoma, Oklahoma City, Virginia, Cleveland, Logan, McClain , Oklahoma

Old Point National Bank is offering the highest interest rate for a CD right now. Pros Check mark icon A check mark. Accounts pay high interest rates Check mark icon A check mark. No fees Check mark icon A check mark. Open accounts you might not be able access outside of Raisin Check mark icon A check mark.

Persons: —, it's Organizations: National Bank, Service, NASA Federal Credit Union, National, Mint, FDIC, Chevron Locations: Hampton , Virginia

Specifically, the NASA Federal Credit Union 9 Month Share Certificate is currently offering 5.65% APY (Annual Percentage Yield), the highest rate on the market right now. And it's NASA again that's offering the second-highest rate: the NASA Federal Credit Union 15 Month Share Certificate at 5.45% APY. NASA Federal Credit Union 9 Month Share Certificate Annual Percentage Yield (APY) 5.65% Minimum Deposit Amount $10,000 Start savingNASA Federal Credit Union 9 Month Share Certificate Annual Percentage Yield (APY) 5.65% Minimum Deposit Amount $10,000 View Full Details Start saving On NASA Federal Credit Union's websiteNASA Federal Credit Union 9 Month Share Certificate Start saving On NASA Federal Credit Union's website Details Annual Percentage Yield (APY) 5.65% Minimum Deposit Amount $10,000 Pros & Cons Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options. Minimum opening requirements are often lower than if you opened an account directly with a bank Cons Dash icon A dash. Only way to deposit or withdraw money is by connecting to an external account Dash icon A dash.

Persons: NASA FCU, —, You’re Organizations: NASA, National Space Society, Service, NASA Federal Credit Union, NASA Federal, NSS, Credit, Chevron, NASA Headquarters, National Academy of Science, NASA Center, Columbia, Mint, FDIC

Farmers insurance has confirmed it is pausing new homeowners policies in Florida. If you need home insurance in Florida, compare quotes and ensure you have enough disaster coverage. Compare homeowners insurance quotes with Policygenius »Get the latest tips you need to manage your money — delivered to you biweekly. Flood insurance, for example, is not included in a standard homeowners insurance policy because it's not required for people who don't live in a high-risk area. While you can get flood insurance through a private company, it's also available through FEMA via the National Flood Insurance Program.

Persons: —, Luis Sahagun, it's Organizations: Farmers, Service, Insurance, Farm, Allstate, Policygenius Companies, FEMA, National Flood Insurance Locations: Florida, California

The interest rates on high-yield savings accounts have been rising for months. See the best high-yield savings accounts »Get the latest tips you need to manage your money — delivered to you biweekly. And if you're wondering why we're talking about high-yield savings accounts in particular, it's this: The average interest rate for a regular savings account in the US is 0.40%. How to use a high-yield savings accountHigh-yield savings accounts aren't perfect, and they aren't for every situation. The Federal Reserve raises the federal funds rate to combat inflation, and you see the numbers rise: Mortgage interest rates go up, CD interest rates go up, savings interest rates go up.

Persons: It's, —, They're Organizations: Service, Federal Reserve

A Chinese teenager spent her parents' life savings on mobile games in only four months. Their debit card was linked to her game, and she pulled money from their savings account. When her mom checked her savings account, there were about seven cents left. Credit cards allow some recourse when you notice a suspicious transaction: You can dispute the charge, and you can freeze your card. You can typically also set alerts for the credit card company to notify you of transactions over a certain amount.

Persons: —, Matthew Loh, wouldn't, Loh Organizations: Service, Elephant News, Finance Locations: China

Retirement saving for women can be difficult because of pay gaps and time out of the workforce. Lynnette Khalfani-Cox says women should start saving early; automate your savings to make it easy. Low annual fee for investment accounts; crypto trust investments available Check mark icon A check mark. "The way to combat this is to start saving as soon as you can." If you're using an employer-sponsored retirement account, your employer may have instructions on how to set up automatic transfers for yourself.

Personal Finance Insider conducted a 2023 winter travel insurance survey of 971 US adults in December through Momentive AI Audience. It found most travelers who bought travel insurance were concerned about their travel provider or their health. About 11% said they always buy travel insurance out of habit, and just 5% said a friend had recommended it. Of those who responded to the survey, about 18% had purchased travel insurance and made a claim, while 24% had not made a claim on their coverage. As we continue to see travel delays and disruptions, travel insurance will become more important and will be viewed as a necessity and not just an expense.

An ATM installation at Art Basel Miami Beach is displaying and ranking people's bank balances. An ATM is typically used in conjunction with a checking account, which would mean people have tens of thousands — even millions — readily accessible. A checking account shouldn't hold all your moneyA checking account is only one part of a smart banking setup. One checking account is for bills, and the other is for spending via debit card. One savings account is for your emergency fund, and the second is for other goals.

Insider's experts choose the best products and services to help make smart decisions with your money (here’s how). Welcome to Personal Finance Insider, a biweekly newsletter that connects you with the stories, strategies, and tips you need to be better with money. Financial planner Alex Alba told Insider it's important to pad your emergency fund, especially if you're worried about layoffs. Financial planner Pamela Capalad recommends a high-yield savings account for this purpose. High-yield savings are offered by major banks, and many accounts are currently paying 3% or more.

☆ Renting isn't a waste of money, no matter what your parents say
▼ + stars: | 2021-06-29 | by ( Libkane | ) www.businessinsider.com time to read: +4 min

Personal finance pros Pamela Capalad and Kelly Lannan joined Insider's Master your Money virtual event. They broke down why renting isn't necessarily a waste of money, and why buying isn't for everyone. But the idea that renting a home is inferior to buying one isn't necessarily an accepted truth — it's an opinion, and one that not everyone shares. Buying isn't for everyone, even if you can afford it"It's never throwing away money to put a roof over your head, period," Capalad said. While buying a home is a financial transaction, money is only part of the decision.

☆ 3 steps to start tackling huge student loans before you make a single payment
▼ + stars: | 2021-05-24 | by ( Libkane | ) www.businessinsider.com time to read: +5 min

Personal finance professionals Tarra Jackson and Kelly Lannan joined Insider's Master your Money Virtual Event. They broke down the best ways to tackle debt repayment, including huge student loans. Make sure your emergency fund is on trackOne of the first steps in paying off a large debt balance seems counterintuitive: Start saving. Before you worry about paying off your debt, make sure you're saving an emergency fund. An emergency fund is generally defined as about six months' worth of living expenses saved somewhere easily accessible, like a savings account.

☆ The Master Your Money Bootcamp will help you put a price tag on your dreams — and figure out how to turn them into reality
▼ + stars: | 2021-05-10 | by ( Libkane | ) www.businessinsider.com time to read: +2 min

Over the next month, that's what we'll be focusing on: Putting a price tag on your dreams and creating a plan to help you afford them in the future. We know that if you dream of a private island, you'll probably need more than a month of strategizing. Welcome to the Master Your Money BootcampMaster Your Money Bootcamps are month-long challenges broken into simple one-week exercises to help you take control of your money. For each exercise, you'll get a detailed explanation of how to complete it and why it's important. Here's what you'll accomplish in just one month (we'll link to each exercise as it goes live):

You can combine cash-back rewards with Ultimate Rewards points if you have an eligible card Check mark icon A check mark. Show more Regular APR 18.24% - 25.24% Variable Editor's Rating 4.8 /5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4.8 out of 5 Stars Our editor's ratings analyze fees, bonuses, rewards, and benefits to highlight the simplest and most valuable credit cards available. Read our review Read Our Review A looong arrow, pointing rightHow to transfer Chase Ultimate Rewards points between cards1. Log into the Chase Ultimate Rewards portalYou can either head directly to the Chase Ultimate Rewards portal or navigate there from your account page. ChaseChase points transfers between credit cards frequently asked questions (FAQ)Is it worth transferring Chase points to another credit card?

☆ Tech CEO on Silicon Valley: 'They're obsessed with all the things that I think are bad business'
▼ + stars: | 2017-09-05 | by ( Libkane | ) www.businessinsider.com time to read: +2 min

In an interview with Adam Bryant of The New York Times, Fried told Bryant that he's mystified by some of the attitudes found in the tech world. But a lot of the tech world is obsessed with growth and revenue and not profit. They're obsessed with ego. They're obsessed with all the things that I think are bad business." AdvertisementApparently, this type of anecdote isn't unusual in the tech world — and it paints a picture of an intense work culture that could easily lead to burnout.

Persons: Jason Fried doesn't, Fried, Adam Bryant, Bryant, that's, They're, Uber, we're, Áine Cain, Insider's Chris Weller, Weller Organizations: The New York Times Locations: Silicon Valley

AdvertisementThe online investment platform has created a tool that will be available to registered investment advisers, allying itself with Fidelity Institutional Wealth Services to promote and distribute the feature. The new product, called Betterment Institutional, allows a financial adviser to provide clients with a Betterment portfolio branded to their own practice, and then help manage that client's investments through the platform. He points out that Betterment Institutional should help advisers focus on their areas of expertise, while leaving the little stuff to Betterment. BettermentDavid Canter, executive vice president of practice management and consulting at Fidelity Institutional Wealth Services, has worked with Betterment on the launch. This article has been updated to clarify that Betterment Institutional will be available to financial advisers independent of Fidelity.

Persons: we've, Jon Stein, Stein, David Canter, they've, Canter, It's Organizations: Fidelity Institutional Wealth Services, Fidelity

No matter what they're learning in school, most young Americans are lost when it comes to managing their money. Once you know where your money goes, a budget maps out how much money you owe every month, and how much money you have left. It's not restrictive, like a diet — it's just a way to make sure you aren't spending money you don't actually have. It's never too early to open a retirement account. Put that money towards your retirement account instead.

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